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531 E Bright Street
Troy, TN 38260

731.536.4686

Get Directions

Lobby Hours

8:30-4:30 M-Th

8:30-5:00 F

Drive Thru

8:00-5:00 M-Th

8:00-5:00 F

Drive Up ATM

Joe Ward

Joe Ward

Northwest Market Regional President
731.886.1122
jward@firstcnb.com
DJ Dilday

DJ Dilday

Assistant Vice President & Branch Manager
731.886.1163
ddilday@firstcnb.com

Welcome to First Citizens National Bank in Troy, TN!

Looking for a convenient small-town bank with services that rival that of the “big banks”? At FirstCNB we offer personal & business loans and can meet all your banking needs. Our Cash Please Loan program lends up to $1,000, requiring no credit check if you are already a qualified checking account customer. Nearby ATMs in West Tennessee include Union City, Martin, Newbern, and Dyersburg. To see all of our locations across the state, click here.  

Common Questions:

Q: How do you compare to other banks and credit unions in the area?
A: You can expect “unbelievably good” service with First Citizens National Bank.