Mortgage & Home Loan Refinancing

Good If You...

Want to Take Advantage of Current Interest Rates
Are Looking to Reduce Your Monthly Mortgage Payment
Have Equity in Your Home That Want to Use for Any Purpose
Desire to Switch Financing Type or Term

Features

Variety of Terms Available
Options Including Fixed Rate or Adjustable Rate (ARM) Financing
Competitive Interest Rates
Special Financing Options and Incentives Available to Qualifying Home Buyers
Jumbo Loans Available for Amounts over $726,200
In-House Underwriting and Approvals
No Out-of-Pocket Closing Costs with Sufficient Equity

Steps to Refinancing Your Home

1. Gather Information on Your Existing Loan

Before you make a decision on refinancing your Mortgage, you should gather information on your existing Mortgage and any other loans using the property as collateral (e.g., Home Equity Loans and Lines of Credit) so we can help you evaluate your options. Critical factors in a refinancing decision will include current rates, terms, payoff amounts and applicable prepayment penalties.

What to Bring

2. Meet with a Local Lender

With information on your existing loan(s) in hand, our local lenders can help you quickly evaluate whether refinancing makes sense for you. Based on the documentation from your current loans and your financing goals, we’ll be able to recommend a product that works for you.

Find a Mortgage Lender

3. Apply for Your Loan

You can start the Mortgage application process online or in-person with your local lender. Typically, we can review and approve a completed application within 24 hours.

Apply Online

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