Good If You...

  • Require Government-Backed Assistance with a Mortgage for Your Primary Residence
  • Are a First-Time Homebuyer, Veteran or Live in a Rural Area
  • Would Like Assistance from an Experienced, Local Mortgage Lender Who Understands Federal Assistance Programs


  • Assistance Options through a Variety of Permanent and Limited-Time Programs
  • Lower Down Payment Requirements and Repayment Terms than Traditional Mortgages
  • Banker Guidance through the Application, Approval and Closing Process
Find a Local Mortgage Lender

Local Mortgage Lenders

With Expertise to Help


THDA Special Incentive Programs

THDA Great Choice
Home Loan

  • Structured as 30-Year Fixed Rate Mortgage
  • 640 Credit Score Minimum
  • Qualifying Income Requirements
  • Purchase Price Requirements
See Details

THDA Great Choice Plus
Home Loan

  • Two options for down payment / closing costs assistance
  • Deferred Option
  • Amortizing Option
See Details

THDA Down Payment Assistance

  • 6% or $6,000
  • Deferred Option
  • Amortizing Option
See Details

THDA Homeownership
for Heroes

  • Available to Military, Police, EMTs/Paramedics and Firefighters
  • Reduce Interest Rate by 0.5%
  • Can Be Used in Tandem with VA, FHA or USDA Approved Loans
See Details