Good If You...

  • Need Help Securing and Directing Your Assets
  • Want a Financial Plan that Coordinates with Your Will
  • Are Looking for Certain Tax Advantages1
  • Enjoy Personal Service from a Local Representative

Expert Advice

We want to be the people you come to for help with the biggest financial decisions of your life. Since 1925, our Investment and Trust Department’s mission has been to understand each customer’s specific financial goals. Our local presence has helped us develop an appreciation of our neighbors’ needs. You can count on the First Citizens National Bank Investment and Trust Department’s expert guidance — and unbelievably good advice — to help you with all of your estate planning and investment needs.


Existing Customer Access

Portfolio Review

Principal Retirement


Trust Newsletter

Free Consultation

FREE Consultation

Call Trust Services at 731.287.4239


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Trust Services Team

Photo of Andrew Carter
Andy Carter, JD, CTFA
Senior Vice President, Senior Trust Officer & Manager of Investment & Trust Services



Photo of Leigh Ann Boyd
Leigh Ann Boyd, CFP
Vice President & Trust Officer
Bradley & Hamilton Counties, TN



Photo of Mary Evelyn Ramsey
Mary Evelyn Ramsey, CTFA
Vice President & Personal Trust Officer, Dyersburg Office Manager



Photo of Rachel Anders
Rachel Anders, CTFA
Assistant VP & Trust Officer



1 Consult a qualified tax professional for details.

Not FDIC Insured • Not Bank Guaranteed • May Lose Value • Not Insured by Any Federal Government Agency • Not a Bank Deposit