Good If You...

  • Want to Use the Equity in Your Home for Home Improvements, Debt Consolidation, Down Payment on Real Estate, an Emergency Expense or College Education Expenses
  • Are Diligent in Managing Your Available Cash and Credit Balances
  • Want a Revolving Line of Credit You Can Draw On When You Need Extra Cash (and Can Pay Back Whenever You Choose)
  • Are Comfortable with an Adjustable Interest Rate That is Generally Lower Than Fixed-Rate Loans


  • $10,000 Minimum Line Amount1
  • 80% Maximum Loan-to-Value (LTV)
  • $50 Annual Fee
  • Interest-Only Payment Options2
  • Access Funds by Check or Online Transfer3
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1 Subject to credit approval. Insurance may be required.

2 Making only minimum payments will result in a balloon payment due at maturity on any remaining unpaid principal.

3 Home Equity Line of Credit funds can be transferred into any Deposit Account to which you have access