Bank in Chattanooga, TN | Hamilton Place | FirstCNB - First Citizens National Bank
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Hamilton Place

2021 Hamilton Place Blvd, Suite A
Chattanooga, TN 37421

423.499.4926

Get Directions

Lobby Hours

8:30-4:30 M-Th

8:30-5:00 F

Drive Thru

8:00-5:00 M-Th

8:00-5:00 F

Drive Up ATM

Andy Baker

Andy Baker

Chattanooga Community Bank President
423.303.2886
abaker@firstcnb.com
Joan Welch

Joan Welch

Assistant Vice President & Branch Manager
423.499.4926
jwelch@firstcnb.com
Heath Davis

Heath Davis

Vice President & Commercial Lender
423.499.4711
hdavis@firstcnb.com
Owen Keck

Owen Keck

Assistant Vice President & Business Development Officer
423.875.1025 Ext. 4772
jkeck@firstcnb.com

Welcome to Southern Heritage Bank in Chattanooga, TN!

Searching for banks in Chattanooga, Tennessee? Southern Heritage Bank is a division of First Citizens National Bank, a community bank offering various loans and bank solutions that rival those of the “big banks” and credit unions.

Common Questions:                     

Q: Do you offer any type of no credit check loans?
A: Yes! We have a special Cash Please loan program that may allow qualified customers a personal loan of up to $1,000 with no credit check. Ask us for details!

Q: What other types of loans do you offer?
A: Southern Heritage Bank offers home loans, auto loans, personal loans, and business loans. For more information, contact us today!

Q: Are there other Southern Heritage Bank locations in Tennessee?
A: Yes! There are two Southern Heritage Bank locations in Chattanooga, plus four in Cleveland. We also have First Citizens National Bank locations in West and Middle Tennessee. Please click here to see all our locations.