*Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC. and are used herein under license (c) 2018 First Citizens National Bank. Transactions typically occur in minutes when the recipient's email address or U.S. Mobile number is already enrolled with Zelle. Must have a bank account in the U.S. to use Zelle.

**Insurance Products are not insured by FDIC or any Federal Government Agency; are not a deposit of or guaranteed by the bank or any bank Affiliate; and may lose value.

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