Good If You...

  • Want to Use Your Home to Preserve Your Financial Independence
  • Need Regular, Tax-Free Income Which Can Be Used for Any Purpose1
  • Wish to Retain Ownership of Your Home While Drawing Out Equity
 

Features

  • 62 Minimum Age Requirement
  • No Repayment and You Retain Ownership as Long as Live in Your House2
  • No Income, Credit or Health Requirements
  • Choose a Term for Payments Made Directly to You (e.g., Monthly, Quarterly, etc.)
 
 

We’ll Help You Determine if a Reverse Mortgage is Right for You

A Reverse Mortgage can be a helpful product to provide a stream of ongoing income. However, it may also impact eligibility for government assistance and estate planning intentions. If you are considering a Reverse Mortgage, we’re ready to help you and your family evaluate options.

 
 
Trust Services

Estate Planning

First Citizens Trust Services

 
 

Ready to Get Started?

Visit Any Office

 
 

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Personal Checking

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Local Mortgage Lenders

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1 Consult a qualified tax-professional for details.

2 Disbursed amount must be repaid immediately under certain conditions, such as if you sell the property, fail to maintain it or to pay real estate taxes.