FirstCNB’s promise is to provide you with Unbelievably Good banking! We are committed to meeting your financial needs by offering new and improved products, services, and technology.

Simply Good Checking Features...

  • $100 Minimum Opening Balance
  • $12 Monthly Service Charge with opportunities to qualify to waive fees1
  • FREE Monthly Paper Statements without Check Images
  • FREE Mastercard Debit Card with FirstCNB Rewards2
  • FREE Online Banking, Mobile Banking App with Check Deposit3, and Bill Pay
  • FREE SecurLOCK Equip Debit Card Fraud Protection
  • FREE Checks for Account Holders at Least 62 Years of Age
  • FREE Notary Services
  • NO FEES at FirstCNB, SHB, Money Tower and SUM ATMs
  • No FirstCNB Fees at other bank ATMs for Full-Time Students and Active Military Personnel

Monthly Service Fee1

$12 or $0 with one of the following each monthly statement period:

Maintain an average monthly balance of $500


Have direct deposit of $100 AND enroll in eStatements 


Perform 15+ Point-of-Sale debit transactions

Fee Waived For:

Students & Young Adults: Age 25 & Younger

Senior Citizens: Age 62 & Older




Points with Every Purchase

Your Debit Card provides MORE


Ready to Get Started?

Visit Any Office


You May Also Be Interested In ...


Online Banking & Bill Pay

Online Banking and Bill Pay

Personal Loans

Personal Loans for Vehicles

*1 The monthly service fee is automatically waived for Students and Adults Age 25 or younger and Senior Citizens Age 62 or older. Based on Date of Birth of any direct owner on the account.

*2 Mastercard Debit Card with FirstCNB Rewards ($800 ATM/$1,500 Point-of-Sale Limits)

*3 Mobile Banking App with Check Deposit ($1,500 Deposit Limit)