Good If You...

  • Want to Offer Employees Retirement Benefits Not Tied to the Success of an Investment
  • Offer Employee Retirement Benefits Regardless of Age
  • Desire to Offer a Predictable Employee Benefit
  • Want to Maximize the Deductibility of a Retirement Benefit on Your Business Taxes


  • Structured as Liability Paid According to a Formula at Retirement1
  • Required or Voluntary Employee Contribution Options Available1
  • Total Annual Contributions by Employer and Employee Limited1
Retirement Planning

Retirement Planning

First Citizens Investment & Trust Department2


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1 Consult a qualified tax professional for details.

2 Not FDIC Insured • Not Bank Guaranteed • May Lose Value • Not Insured by Any Federal Government Agency • Not a Bank Deposit