Underwriter - Real Estate Lending (Workplace can be in any region)

Position Description: Underwrite secondary market loans and insure loans meet all guidelines to prevent losses to FCNB. Files are to be handled in an efficient manner and approvals are to be documented according to government regulations.  Represent the Bank in a friendly and professional manner.  Considerable tact and judgement is essential.  Work involves detailed documentation and complex operations.  Prefer good working knowledge of other Bank products/services in order to effectively cross sell services and make referrals to other areas.    

Qualifications: Requires the ability to communicate one on one in a friendly/courteous manner.  Knowledge of Bank products, team worker, problem solving skills and strong computer skills.  Good organizational skills are required.  Ability to work with minimum supervision is desired. Must have 2 to 3 years experience in underwriting secondary market loans including conventional, FHA, R.D. and VA.

Working Conditions: Available to work Monday thru Friday 8:00 am to 5:00 pm.  Timeliness of work is crucial to meet deadlines. Team atmosphere.

Wage Level I: $14.00 to $18.36 plus incentive
Wage Level II: $18.37 to $26.44 plus incentive

Interested candidates should submit a resume to careers@firstcnb.com.

EEO/AA/M/F/VETS/DISABILITY
First Citizens National Bank "Employee Owned Community Bank"

Traveling Financial Experience Specialist (TFES) - Central & Northwest Market Financial Centers (Cities: Dyersburg, Martin, Newbern, Troy, Union City)

Position Description: The Financial Experience Specialist (FES) serves in a dual purpose role supporting both customer relationship development and transaction processing. The FES uses active listening skills to recognize customer needs for additional products or services while delivering outstanding service. Exercises some independent judgment under moderate supervision. Provides "Welcome Home" experience to customers and teammates.

Qualifications: Excellent customer/employee relationship skills, knowledge of Bank products, team worker, problem solving skills and basic computer skills. A minimum of two years CSA and/or CSR experience preferred.

Working Conditions: Available to work Monday thru Thursday 8:00 am to 5:00 pm; Friday 8:00 am to 6:00 pm. Serves in FES relief status role until placed full time status. Eligible for benefits.

Wage Level I: $12.00 to $15.00
Wage Level II: $15.00 to $17.00

Interested candidates should submit a resume to careers@firstcnb.com.

EEO/AA/M/F/VETS/DISABILITY
First Citizens National Bank "Employee Owned Community Bank"

Mortgage Loan Originator - Real Estate Department - Middle Tennessee Region

Position Description: Interview applicants for all types of real estate loans, work-up credit packages and coordinate closings. Considerable tact and judgment is essential. Work involves detail documentation and complex operations. Timeliness of work crucial to meet deadlines. Represent the Bank in a friendly and professional manner. Prefer good working knowledge of other Bank products/services in order to effectively cross sell services and make referrals to other areas.

Qualifications: Requires the ability to communicate with customers one on one in a friendly/courteous manner. Excellent customer and employee relationship skills, knowledge of Bank products, team worker, problem solving skills and strong computer skills. Good organizational skills are required. Ability to work with minimum supervision is desired. Experience in lending and real estate transactions is preferred.

Working Conditions: Available to work Monday thru Friday 8:00 am to 5:00 pm. Ability to meet deadlines is crucial. Team atmosphere. Offices are located in Cool Springs, Franklin and Spring Hill.

Wage Level: Negotiable base plus commission (commissions are paid monthly)

Interested candidates should submit a resume to careers@firstcnb.com.

EEO/AA/M/F/VETS/DISABILITY
First Citizens National Bank "Employee Owned Community Bank"

Financial Experience Specialist (FES) - Oakland Financial Center - Oakland, TN

Position Description: The Financial Experience Specialist (FES) serves in a dual purpose role supporting both customer relationship development and transaction processing.  The FES uses active listening skills to recognize customer needs for additional products or services while delivering outstanding service. Exercises some independent judgment under moderate supervision. Provides “Welcome Home” experience to customers and teammates.

Qualifications: Excellent customer/employee relationship skills, knowledge of Bank products, team worker, problem solving skills and basic computer skills. A minimum of two years CSA and/or CSR experience is preferred.

Working Conditions: Available to work Monday thru Thursday 8:00 am to 5:00 pm; Friday 8:00 am to 6:00 pm.

Wage Level: $14.00 to $15.00
Wage Level: $15.00 to $17.00

Interested candidates should submit a resume to careers@firstcnb.com.

EEO/AA/M/F/VETS/DISABILITY
First Citizens National Bank "Employee Owned Community Bank"

Part-Time Financial Experience Specialist (FES) - Green Village Financial Center - Dyersburg, TN

Position Description: The Financial Experience Specialist (FES) serves in a dual purpose role supporting both customer relationship development and transaction processing. The FES uses active listening skills to recognize customer needs for additional products or services while delivering outstanding service. Exercises some independent judgment under moderate supervision. Provides "Welcome Home" experience to customers and teammates.

Qualifications: Excellent customer/employee relationship skills, knowledge of Bank products, team worker, problem solving skills and basic computer skills. A minimum of two years CSA and/or CSR experience preferred.

Working Conditions: Available to work maximum of 29 hours per week: Monday & Friday 8:00 am to 5:00 pm; Tuesday & Thursday 11:00 am to 3:00 pm. Serves in FES relief status role until placed full time status. Eligible for benefits.

Wage Level I: $14.00 to $17.00 per hour plus incentive

Interested candidates should submit a resume to careers@firstcnb.com.

EEO/AA/M/F/VETS/DISABILITY
First Citizens National Bank "Employee Owned Community Bank"

Loan Coordinator I and II - Loan Operations (Central Region - Dyer County)

Reports to: Manager of Loan Coordinators

Position Description: Responsible for daily management of assigned portfolios including both new and existing Bank clients. Serve as the primary contact in coordination with loan officer for existing clients. Be well adapted to procedure process, and software functions. Promote the Bank’s “Customer Centric Service” standards.

Qualifications: A minimum of 2 to 4 years of banking experience preferred especially in the lending division. Must be self-motivated, resourceful, and attentive to detail. Basic organization, multi-tasking, the ability to work effectively, remain calm under pressure, and meet deadlines.  Must have strong data entry computer skills. 

Working Conditions: Available to work Monday thr Friday 8:00 am to 5:00 pm. Timeliness of work is crucial to meet deadlines. Team atmosphere.

Hourly Wage Level I: $15.00 to $19.23
Hourly Wage Level II: $19.24 to $26.44

Interested candidates should submit a resume to careers@firstcnb.com.

EEO/AA/M/F/VETS/DISABILITY
First Citizens National Bank "Employee Owned Community Bank"

Part-Time Customer Service Associate - Downtown Drive-Thru - Dyersburg, TN

Position Description: Serves in key sales role to match the Bank’s products/services with customer’s needs. Recognizes customer’s needs for additional products/services and makes timely and appropriate referrals. Entrusted with handling cash, providing amazing service to customers, and properly processing transactions. Exercises some independent judgment under moderate supervision. Provides “Welcome Home” experience to customers and teammates.

Qualifications: Excellent customer/employee relationship skills, knowledge of Bank products, team worker, problem solving skills and basic computer skills. A minimum of two years CSA experience is preferred.

Working Conditions: Available to work Tuesday and Wednesday 8:00 am to 5:00 pm. Team atmosphere. Part time status.

Wage Level: $15.00 to $19.00

Interested candidates should submit a resume to careers@firstcnb.com.

EEO/AA/M/F/VETS/DISABILITY
First Citizens National Bank "Employee Owned Community Bank"

Financial Experience Specialist (FES) - Atoka Financial Center - Atoka, TN

Position Description: The Financial Experience Specialist (FES) serves in a dual purpose role supporting both customer relationship development and transaction processing.  The FES uses active listening skills to recognize customer needs for additional products or services while delivering outstanding service. Exercises some independent judgment under moderate supervision. Provides “Welcome Home” experience to customers and teammates.

Qualifications: Excellent customer/employee relationship skills, knowledge of Bank products, team worker, problem solving skills and basic computer skills. A minimum of two years CSA and/or CSR experience is preferred.

Working Conditions: Available to work Monday thru Thursday 8:00 am to 5:00 pm; Friday 8:00 am to 6:00 pm.

Wage Level: $14.00 to $15.00
Wage Level: $15.00 to $18.00

Interested candidates should submit a resume to careers@firstcnb.com.

EEO/AA/M/F/VETS/DISABILITY
First Citizens National Bank "Employee Owned Community Bank"

Part-Time Customer Service Associate - Industrial Park Financial Center - Dyersburg, TN

Position Description: Serves in key sales role to match the Bank’s products/services with customer’s needs. Recognizes customer’s needs for additional products/services and makes timely and appropriate referrals. Entrusted with handling cash, providing amazing service to customers, and properly processing transactions. Exercises some independent judgment under moderate supervision. Provides “Welcome Home” experience to customers and teammates.

Qualifications: Excellent customer/employee relationship skills, knowledge of Bank products, team worker, problem solving skills and basic computer skills. A minimum of two years CSA experience is preferred.

Working Conditions: Available to work up to 28 hours per week. Available to work during the following hours: Monday thru Thursday 10:45 am to 5:00 pm; Friday 10:45 am to 6:00 pm.

Wage Level: $15.00 to $19.00 plus incentive compensation

Interested candidates should submit a resume to careers@firstcnb.com.

EEO/AA/M/F/VETS/DISABILITY
First Citizens National Bank "Employee Owned Community Bank"

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FirstCNB Diversity Statement

At First Citizens National Bank, we take care of people. We take care of our customers and we take care of our team members. People and values are our greatest assets in carrying out our “Welcome Home” philosophy. We know that every interaction that occurs with our customers is driven by people. We believe our values help us attract and keep talented people.

Diversity is a central part of our culture at First Citizens National Bank. It’s a key to our people’s passion for taking care of our customers. Further, our commitment to diversity and inclusion is critical and is exemplified in a number of our policies and activities.

We recognize that differences in age, race, gender, nationality, abilities, and background, and in other ways, bring richness to our work environments. Such differences help us connect better with the needs of the communities we serve.

We believe that attracting, developing and retaining a base of employees that reflects the diversity of our customers is essential to our success. We are committed to fostering a great working relationship with our employees, and promoting the values of equality in the workplace, including valuing individuals as individuals without regard to age, race, gender, nationality, abilities, background or any other legally protected characteristic.

We ask you to join us in showing respect and providing dignity to all regardless of any differences. Our goal is always to take care of people.